Louisiana notaries are able to prepare your Last Will and Testament at a fraction of the cost of going to an attorney but still provide personal service with the knowledge of Louisiana laws that online services can't provide. Simple wills $250
If you pass away without a will your estate will be divided amongst your heirs. This can cause some confusion or issue since Louisiana is a community property state and your spouse may end up owning your home with your children.
No, a will is specific to the person. Although many people leave everything to their spouse unless the predecease them then it go to their heirs.
Online services that prepare wills sometimes miss State specific requirements and if you do use them you still have to bring the documents to a notary to get notarized which in many cases costs the same as if we prepared them for you.
Yes, they would just have to contact the mortgage company to have the loan modified.
Many people think this is a way to keep your home from going to the "State". If you add a child to the home you are just adding a second owner. Your interest in the property will still have to be dealt with after you have passed. The best way to distribute your property is writing a Last Will and Testement. Also, in Orleans parish if you add a second owner to your home you may loose your homestead exemption and age freeze which will increase your yearly tax liability.